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Insurance policies help you stay financially afloat in a crisis scenario. When you host a business, there are several insurance policies that will make sure that you do not run out of business or have to dig into your personal savings to keep the business alive. The critical insurance policies take care of various aspects of the business including transportation, property, human resource, and other important assets belonging to the company. Here, we shall list down the top 5 insurance policies that you must invest in when you kick off your new business and plan to move it in the future. Logistics Insurance Purchasing a logistics insurance is a great idea when you know that you will be moving your office stuff from city to city or state to state often. The logistics insurance will cover any damage that is caused to your company's articles while moving them. It is mandatory for you to get a logistics insurance in case your business involves moving items for your customers using cargo trucks, ships, or by air. The logistics insurance takes care of the items that are misplaced or damaged during the transfer. Special Moving Insurance The moving insurance is specially curated for businesses that move from one place to another, several times a year. The moving insurance takes care of packaging and delivering all the office valuables safely from your old office location to the new one. The special moving insurance along with the logistics insurance provides complete cover all the important accessories such as computers, data drives, hard-copy files, etc. that are important to your company. The best special moving insurance schemes are valid when you move your articles at an international level too, giving you complete peace of mind for all the valuables in transit. Several movers and packers are in touch with insurance companies that provide a moving insurance for a discounted price depending on and distance of transfer that you wish to make. Modifiable Property Insurance Real estate investment is the biggest investment that your business makes during its tenure at one location. The modifiable property insurance takes care of all the financial troubles that you might face while vacating your old office and move into a new one. The best property insurance schemes provide a cover for the loss of income that occurs for the property that you own while transiting the various accessories. Personal Insurance It is always a good idea to get a personal insurance along with a special moving insurance scheme so that the transit does not affect your savings in case something goes wrong. This insurance scheme acts as a second layer of protection for you and your business in case the other insurance schemes fail to reap the returns. The personal insurance always acts as a good investment for people who wish to secure their personal assets that may or may not be linked to the company's name. Event Insurance The special event insurance provides a medical cover for all the guests of your business party, hosted at a place away from your office. There is a fair chance that the third-party liability insurance does not cover the expenses of someone getting hurt at a party/event hosted by the company. The special event insurance comes to your rescue in such cases. It is always advisable to purchase insurance policies that are designed to move and adjust according to your business needs in the initial stages of the business itself. This will help your business in the long run.