'Jangan bubuh tepung pada badan melecur!' - Doktor tegah ibu bapa sebar petua karut, anak berisiko dijangkiti kuman.. JOM TENGOK!!

Jogging puts the blubber in the wastebasket. I feel great because I'm losing weight... You are a proud owner of a gym center. While you might be pleased with the fact that your members are working out, getting fit, losing weight, and making your business a success, there's no room for complacency. The gym business has a host of liabilities that you need adequate insurance coverage for. Remember, anything can happen - and it does! Gym Insurance Claim Scenarios As a member is weight lifting, heavy machinery drops on top of his back, crushing his lungs and injuring his spine. Hospital bills total $155,000. Additionally, the injured man cannot return to work until he has healed. The gym worker just finished mopping. A member walks in ready for his workout. Instead, he slips on the wet floor and suffers an ankle fracture. The member initiates a lawsuit for $15,000 in healthcare costs and lost wages. The gym's squat apparatus becomes loose as a woman is exercising. The woman's leg sustains a cut. Medical costs amount to $3,000. The gym's physical trainer advises a member to step up her workout. As a result of the member's extra exertion, she suffers a back injury. The gym now must deal with a lawsuit of $35,000, a culmination of hospital bills and loss of income. One of the gym's physical trainers behaves inappropriately. A member sues the gym for negligence in respect to hiring. The gym must pay $18,000 for their defense counsel. A gym owner instructs one of his employees to make a bank transaction. While driving to the bank, the worker slams into another car. The other vehicle sustains $5,000 in damages. The other driver suffers bodily injury amounting to $45,000. The gym employee's personal insurance is not sufficient to cover the extent of damages. A gym owner finds his business in destructive disarray on account of vandals. Property damage totals $55,000. The flames that engulf the gym's attached building result in smoke and water building and personal property damage that amounts to a total of $50,000. The gym must close its doors to customers for a month's time so that all building and equipment repairs and replacements can be taken care of. On top of the other damages, there is significant loss of income for the gym.