All industries have to evolve to keep pace with the latest trends and ideas. The world of commercial insurance is no different, and for business owners or individuals looking to take part in these innovative new areas, it's crucial to make sure that you find the right type of protection. Two areas stand out right now for commercial vehicle insurance, and that's the continued growth of food trucks, as well as the huge expansion of ride-sharing operations.
In both of these cases, while in general the businesses may fall into other, larger categories, the insurance of those larger categories isn't really a match. It's a bit like trying to jam a triangle block into a round hole of the same size, it simply won't fit.
For example, take the case of food trucks. They may be similar to a specialty trucking vehicle. However, they have many more variables. Not only might they have refrigeration, but they have full cooking systems and the dangers those include, whether it's gas stoves and ovens, electrical appliances, burning hot areas.
From there, there's also the people doing the cooking, and the people being served. A typical policy won't cover these issues in the right way, which is why a dedicated food truck insurance plan is required.
In the case of ride-sharing, this is an area which is even more confusing to navigate right now. The legislation here is a bit complex, and it's continuing to unfold as we speak.
Clearly, a ride-sharing driver needs more insurance than a personal policy. But do they need a full commercial policy? Must a company such as Uber provide it for them? California is one state which has passed its own new legislation here, and Uber has already enacted some changes on their own, but this is very much still developing. The taxi cab companies are fighting against every supposed advantage that ride-sharing companies have, too, and there's going to be a lot more battling taking place.
When you capitalize on a hot trend at the right time, the sky is the limit for you and your business. These two areas are both soaring right now, with food trucks and ride-sharing continuing to become more popular by the day. But don't jump in blindly.
Make sure you are fully protected, with the right type of insurance, and make sure you're aware of any and all local laws or regulations which may apply. Reach out to a local insurance agent or broker who has experience working with these industries, and will be able to guide in the right direction while ensuring that there are no unfortunate surprises down the road.
John Rothschild is the owner of ACI Insurance Services, a leading provider of commercial auto insurance in Florida. ACI is known for their customer service, their 10 years of experience and their affordable rates, and they'll do everything they can to meet the needs of their clients. They also now serve the Georgia and Louisiana markets.
They will have you and your business covered with any type of commercial vehicle insurance. This includes commercial food truck insurance, limousines, charter buses, shuttle vans, specialty trucks, contractors, and much more. Visit LowCostFloridaInsurance.com or call John directly at 407.889.2612 with any questions or to receive a free quote.
Tidak ada komentar:
Posting Komentar